The envelope budgeting app for how you actually spend.
Budgeting finally makes sense when it's on a calendar. Our Envelope Budget gives every dollar a job — and connects to your bank so transactions land in the right envelope automatically.
1-month free trial via the App Store
Compare budget apps
See how Our Envelope Budget compares with YNAB, Goodbudget, EveryDollar, Monarch, and more.
View comparisons ->The Problem
Paper envelopes don't work in 2026.
Most spending isn't cash anymore. Auto-pays, online subscriptions, credit cards, Apple Pay, tap-to-pay — none of it fits inside a paper envelope. Most budgets also ignore timing, so even digital "envelope apps" leave you guessing what's actually safe to spend today.
The Solution
Digital envelopes that see your bank.
Our Envelope Budget gives every dollar a job — and connects to your bank so transactions land in the right envelope automatically. Then it shows you the whole picture on a calendar, so you can see envelope refills, paychecks, and bills by date.
What you get
Envelope budgeting, finally caught up.
Custom envelopes
Groceries, rent, gas, fun, savings goals — make one for every dollar with your own icons and colors.
Auto-fill on payday
Set a schedule once — weekly, biweekly, semi-monthly, monthly, yearly. Envelopes refill themselves.
Bank sync via Plaid
Checking, savings, credit cards. Transactions import automatically and you tap one envelope to categorize.
Budget calendar
See every paycheck, bill, and envelope refill on the day it happens — past and future.
Shared household budget
One workspace, real-time sync. You and your partner see the exact same envelopes and balances.
Spending trends
6-month per-envelope history so you can right-size budgets that are too tight — or too loose.
See it in action
Envelopes that do the work.
Envelopes
Customize Each Envelope
Auto-Tracked Transactions
Modern envelope budgeting
Old method, new tools.
5 stars on the App Store
Frequently asked
Questions, answered.
What is envelope budgeting?
Envelope budgeting is a method where you divide your income into categories ("envelopes") for groceries, rent, fun, savings, and so on. When an envelope is empty, you stop spending in that category until it refills. It's old-school, but it works — and Our Envelope Budget makes it digital.
Do I need cash to use it?
No. Everything is digital. Our envelopes track your bank balance, credit card spending, and any transaction you import — no paper envelopes needed.
Can I customize my envelopes?
Yes. Each envelope has its own name, color, icon, budget amount, and fill schedule (weekly, biweekly, monthly, etc.). Make as many as you want.
Is there a free trial?
Yes — a 1-month free trial via the App Store. Cancel anytime in your iPhone Settings.
Is bank sync secure?
Yes. We use Plaid (the same service used by Venmo, Robinhood, and most major fintech apps). Your bank credentials are never stored by us.
Does it work on Android?
Not yet — Our Envelope Budget is currently iOS and macOS only.
Also great as
More ways we can help.
Budget calendar app
See paychecks, bills, and envelopes by date — know exactly what's safe to spend on any future day.
Learn more →Budgeting app for couples
One shared budget, both phones, real-time sync — for households who'd rather not argue about money.
Learn more →YNAB alternative
Compare YNAB with envelope budgeting on a calendar for iPhone, iPad, and Mac.
Compare apps →Try it free for a month.
No commitment. Cancel anytime in Settings.
1-month free trial via the App Store